Meaning of the word "deposit account" in English

What does "deposit account" mean in English? Explore the meaning, pronunciation, and specific usage of this word with Lingoland.

deposit account

US /dɪˈpɑːzɪt əˈkaʊnt/
UK /dɪˈpɒzɪt əˈkaʊnt/

Noun

a bank account that allows money to be deposited and withdrawn, often earning interest, but typically with some restrictions on withdrawals compared to a checking account

Example:
I opened a deposit account to save money for a down payment on a house.
The bank offers competitive interest rates on its deposit accounts.