Meaning of the word "Documentary Credit" in English

What does "Documentary Credit" mean in English? Explore the meaning, pronunciation, and specific usage of this word with Lingoland.

Documentary Credit

US /ˌdɑkjəˈmɛntəri ˈkrɛdɪt/
UK /ˌdɒkjʊˈmɛntəri ˈkrɛdɪt/

Noun

a financial instrument issued by a bank on behalf of a buyer (importer) guaranteeing payment to a seller (exporter) upon presentation of specified documents, ensuring both parties fulfill their obligations in international trade

Example:
The importer secured a Documentary Credit to assure the exporter of payment for the goods.
International trade often relies on a Documentary Credit to mitigate risks for both buyers and sellers.