Meaning of the word "Have the ability to" in English

What does "Have the ability to" mean in English? Explore the meaning, pronunciation, and specific usage of this word with Lingoland.

Have the ability to

US /hæv ðə əˈbɪlɪti tuː/
UK /hæv ðə əˈbɪlɪti tuː/

Phrase

to possess the necessary skill, power, or means to do something

Example:
She doesn't have the ability to swim across the lake.
Do you have the ability to solve this complex problem?