Meaning of the word "nominal interest rate" in English

What does "nominal interest rate" mean in English? Explore the meaning, pronunciation, and specific usage of this word with Lingoland.

nominal interest rate

US /ˈnɑːmɪnl ˈɪntrəst reɪt/
UK /ˈnɒmɪnl ˈɪntrəst reɪt/

Noun

the stated interest rate on a loan or investment, without taking inflation into account

Example:
The bank offered a 5% nominal interest rate on the savings account.
To calculate the real return, you need to adjust the nominal interest rate for inflation.