Maksud perkataan "hire purchase" dalam bahasa Melayu

Apakah maksud "hire purchase" dalam bahasa Inggeris? Terokai maksud, sebutan dan penggunaan khusus perkataan ini bersama Lingoland

hire purchase

US /ˈhaɪər ˈpɜːrtʃəs/
UK /ˈhaɪə ˈpɜːtʃəs/

Kata Nama

sewa beli, bayaran ansuran

a system by which a person pays for an item in regular installments while having the use of it, but does not own it outright until the final payment is made

Contoh:
We bought our new car on hire purchase.
Kami membeli kereta baru kami secara sewa beli.
Many consumers opt for hire purchase to afford expensive goods.
Ramai pengguna memilih sewa beli untuk membeli barangan mahal.