詞彙 "nominal interest rate" 在中文的含義

"nominal interest rate" 在英語中是什麼意思?與 Lingoland 一起探索這個詞的含義、發音及具體用法

nominal interest rate

US /ˈnɑːmɪnl ˈɪntrəst reɪt/
UK /ˈnɒmɪnl ˈɪntrəst reɪt/

名詞

名義利率

the stated interest rate on a loan or investment, without taking inflation into account

範例:
The bank offered a 5% nominal interest rate on the savings account.
銀行提供儲蓄帳戶5%的名義利率
To calculate the real return, you need to adjust the nominal interest rate for inflation.
要計算實際回報,您需要根據通貨膨脹調整名義利率